Disclaimer & Terms of Use – NABUs Is Not a Broker

NABUs operates solely as a broker introduction service. By using our services, you acknowledge and agree to the following:

1. Introduction-Only Service

NABUs introduces you to regulated insurance or reinsurance brokers based on your needs. We do not arrange cover, negotiate terms, or offer direct placement services.

2. No Advice or Recommendations

We do not provide insurance or reinsurance advice, quotations, or recommendations. Any advice you receive will come directly from the broker we introduce you to.

3. No Risk Transfer or Client Funds

We do not collect premiums, hold client money, or assume any risk. All payments and policy arrangements are between you and the appointed broker.

4. No Responsibility for Broker Performance

While we aim to connect you with reputable professionals, NABUs is not responsible for the service, advice, or outcomes provided by any broker after introduction.

5. Terms Are Between You and the Broker

Policy terms, coverage, limitations, and pricing are determined by the broker and insurer. NABUs has no role in the contract and no control over its terms.

6. No Cost to You

Our service is free to clients. NABUs earns a commission only from successful broker placements — paid by the broker, not by you.

7. No Guarantees

We do not guarantee that a broker will accept your risk or provide a quote. We will always try to match you with the most suitable specialist.

8. Informational Use Only

All content on this website is for general information. It does not constitute legal, financial, or insurance advice.

9. Still Not Happy?

If you're not satisfied with a broker, contact us. We’ll do our best to introduce you to someone more suited to your needs.